Look no further than Rocket Pay Systems, the leading experts in getting your CBD Merchant Account ready to accept payments. Get 4 hour approvals today!

Need CBD Merchant Account Solutions?

cbd5If your high risk business happens to be in the CBD Oil industry, we know how frustrating it can be to find payment processors for CBD when you need to take debit and credit card payments and to have your business run smoothly and efficiently. Finding a high risk CBD merchant account can be tricky if you don’t know where to start.

CBD oil solutions are considered to be high risk in the online merchant account world due to the nature of how the oil is cultivated; this sends the banks and lenders an immediate red flag and your CBD oil merchant account is deemed as a high risk right from the get-go. This doesn’t mean you’re out of luck when it comes to eCommerce and payment processing online (also known as card-not-present transactions), it just means that you need to choose the right company to handle all your needs for CBD merchant processing.

Finding the proper credit card processing solutions can be difficult to find, and while the CBD oil business has propelled into a billion-dollar industry, we understand that the best way to expand your market is to share your services and products via an online presence.

Rocket Pay Systems has several CBD merchant processing options for you and we make it simple to obtain a CBD oil merchant account in as little as 48 hours.

Did Your Credit Card Processor Shut Down Your CBD Merchant Account?

You just set up a bright and shiny website for your CBD oil business, you have an amazing following on social media and are making some big-time sales through your website via PayPal, Square, or Stripe. But then, just a few months later, your merchant account is completely shut down without notice and all sales come to a halt because many of the payment processing companies (like those listed above) consider the CBD oil merchant accounts to be too high of a risk to process.

You have a lapse in payments coming in and your bank account isn’t getting enough funds. Now you owe your bank more money while you have no money coming in from sales. Your CBD oil merchant account has been completely frozen, you have no access to the funds, and your customers start going elsewhere.

Dang, what a bummer. You know what’s not a bummer? Signing up with the right CBD merchant processing company from day one – when you come to Rocket Pay Systems for your CBD merchant account, you avoid any funds being frozen and your stream of income can just keep rolling in. If you are looking for CBD merchant processors who can offer you competitive rates, you have found the one with Rocket Pay Systems.

Why Does this Matter and How Can Rocket Pay Systems Help with my CBD Merchant Processing?

cbd1When you’re positioned for selling CBD oil online and your CBD oil business starts off with the right merchant account, you increase the prolonged longevity of the account and your payment processing options. The bank’s underwriting or due-diligence does not end after the account has been opened. In fact, some aggregate payment processors like PayPal, Stripe, or Square who offer instant approval can freeze or shut down your merchant account once their underwriting process is completed.

This means that there is ongoing risk monitoring that is associated with all merchant accounts. So if an account has been opened under false pretenses or the business model is deemed high risk after the fact, which is almost always the case with CBD oil merchant accounts, you can expect the account to be closed.

You can avoid the headache of starting your CBD merchant processing, getting shut down, and seeking out alternate CBD merchant processors by starting with the right high risk merchant account from the beginning – this will also increase the odds that the acquiring banks will be more lenient when it comes time to approve the line of credit. Rocket Pay Systems gives free quotes that are quick and painless. Click here to get started.


How Does Being High Risk Affect Your Chances of Getting a CBD Merchant Account?

Certain industries are considered high risk merchants. Businesses that fall in this category typically have very high discount rates and large security reserves (aka rolling reserve). A business is usually classified as a high risk merchant if the industry they’re in has a higher risk of fraud and chargebacks. In the case of being a CBD oil merchant, the high risk label is typically due to the business being a reputational and legal risk for banks and lenders due to FDA regulations in the US and other laws overseas.

As a CBD oil merchant, especially for those who want to sell CBD oil online, it’s important to understand that what one credit card processing provider, like those aforementioned aggregate payment processors like Stripe and PayPal, considers high risk, another may view as acceptable. This is based on each company’s underwriting guidelines. Merchants who offer high risk services or products should consider a provider that specializes in high risk processing industries and can get you a high risk CBD merchant account.

cbd4Businesses that are considered high risk have to know who the right CBD merchant processors are. Those high risk merchant account providers, like Rocket Pay Systems, that are willing to process transactions for your high risk business are offering solutions to those merchants like yours in the CBD oil industry – and for merchants who need a payment gateway for CBD. These CBD payment processors are able to get you set up with debit and credit card processing because they are willing to accept the liability for the increased risk associated with your high risk business.

Because the FDA does not recognize CBD Oil as medication, but rather a dietary supplement, your CBD merchant account is considered to be high risk, even though you don’t technically need a prescription to legally purchase or consume CBD Oil in the United States.

Because the FDA does not recognize CBD Oil as medication, but rather a dietary supplement, your CBD merchant account is considered to be high risk, even though you don’t technically need a prescription to legally purchase or consume CBD Oil in the United States.

And because your CBD Oil merchant account has been categorized as high risk, you will need to research high risk CBD merchant processors, in order to fine the best CBD payment processors, like us here at Rocket Pay Systems, especially since the bigger, well-known banks will not take on your CBD merchant account to process transactions themselves. The way it works is for a separate legal entity to engage in the payment processing while they, the banks, sign on as strictly the depositor.

Why Rocket Pay Systems?

Rocket Pay Systems steps in as the reputable and knowledgeable payment processing company for your CBD Oil merchant account. Rocket Pay Systems understands the unique needs of different CBD Oil related businesses and has established 24+ acquiring banking relationships to become the experts we are in getting CBD Oil merchant accounts accepting online payments.




  • 20+ Proven Bank Relationships
  • Medium/High Risk Accounts
  • Fast CBD Oil Account Approval
  • Large Merchant Case Studies
  • E-Commerce and Retail Options
  • B2B Vendors Supported


  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers


  • Gateway Recurring Billing
  • Vault
  • E-Commerce Cart Plugins
  • Developer API / Docs
  • POS/Terminals
  • International Merchant Accounts
  • Dedicated Account Managers


Start Accepting Payments Today